Nigerian Banking
Collection
20 Nigerian banking datasets for ML research, fraud detection, and financial analytics.
•
20 items
•
Updated
Datasets:
Dataset Viewer
loan_id
stringlengths 16
16
| disbursement_date
timestamp[ns]date 2022-01-01 00:00:00
2024-12-30 00:00:00
| maturity_date
timestamp[ns]date 2022-01-08 00:00:00
2025-01-29 00:00:00
| borrower_id
stringlengths 12
12
| loan_purpose
stringclasses 5
values | borrower_state
stringclasses 37
values | principal_ngn
float64 5k
100k
| interest_rate_daily
float64 0.01
0.02
| tenor_days
int64 7
30
| lender
stringclasses 7
values | repayment_frequency
stringclasses 4
values | employment_type
stringclasses 4
values | previous_loans_count
int64 0
14
| credit_score
int64 300
800
| default_30d
bool 2
classes | default_90d
bool 2
classes |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
MICRO-0000637777
| 2022-04-06T00:00:00
| 2022-04-18T00:00:00
|
BOR-00131081
|
bills
|
Katsina
| 24,723.819781
| 0.016837
| 12
|
Branch
|
monthly
|
self_employed
| 1
| 597
| false
| false
|
MICRO-0001438460
| 2024-02-16T00:00:00
| 2024-03-02T00:00:00
|
BOR-00194925
|
emergency
|
Adamawa
| 12,744.479096
| 0.011385
| 15
|
LapoMFB
|
weekly
|
informal
| 0
| 558
| false
| false
|
MICRO-0001232832
| 2024-08-18T00:00:00
| 2024-09-01T00:00:00
|
BOR-00434323
|
emergency
|
Abuja (FCT)
| 8,950.785939
| 0.012728
| 14
|
LapoMFB
|
daily
|
informal
| 0
| 507
| true
| true
|
MICRO-0001110736
| 2022-02-10T00:00:00
| 2022-02-17T00:00:00
|
BOR-00418326
|
business
|
Abuja (FCT)
| 20,348.749385
| 0.008169
| 7
|
Branch
|
daily
|
self_employed
| 3
| 629
| false
| false
|
MICRO-0001355413
| 2022-01-19T00:00:00
| 2022-02-15T00:00:00
|
BOR-00696182
|
emergency
|
Rivers
| 32,340.11948
| 0.013651
| 27
|
FairMoney
|
daily
|
informal
| 2
| 454
| true
| true
|
MICRO-0000374121
| 2022-05-12T00:00:00
| 2022-05-19T00:00:00
|
BOR-00374791
|
airtime
|
Imo
| 15,576.141215
| 0.008765
| 7
|
Branch
|
weekly
|
self_employed
| 2
| 513
| false
| false
|
MICRO-0001629872
| 2023-08-28T00:00:00
| 2023-09-10T00:00:00
|
BOR-00964510
|
emergency
|
Imo
| 6,055.202752
| 0.007232
| 13
|
LAPO
|
daily
|
informal
| 1
| 641
| false
| false
|
MICRO-0001086321
| 2023-02-23T00:00:00
| 2023-03-04T00:00:00
|
BOR-00795545
|
bills
|
Rivers
| 10,311.613853
| 0.008578
| 9
|
FairMoney
|
weekly
|
informal
| 3
| 517
| false
| false
|
MICRO-0000672598
| 2024-07-21T00:00:00
| 2024-07-28T00:00:00
|
BOR-00996909
|
business
|
Lagos
| 19,796.542683
| 0.00821
| 7
|
FairMoney
|
bi-weekly
|
informal
| 4
| 663
| false
| false
|
MICRO-0000176779
| 2023-08-02T00:00:00
| 2023-08-09T00:00:00
|
BOR-00549853
|
airtime
|
Rivers
| 22,221.64258
| 0.012172
| 7
|
Renmoney
|
weekly
|
self_employed
| 5
| 642
| false
| false
|
MICRO-0001418802
| 2022-04-03T00:00:00
| 2022-04-23T00:00:00
|
BOR-00827037
|
emergency
|
Lagos
| 9,029.954428
| 0.010007
| 20
|
Branch
|
daily
|
salaried
| 1
| 488
| false
| false
|
MICRO-0001227477
| 2023-04-03T00:00:00
| 2023-04-19T00:00:00
|
BOR-00813763
|
bills
|
Ogun
| 37,395.420474
| 0.007547
| 16
|
LapoMFB
|
daily
|
salaried
| 0
| 565
| false
| false
|
MICRO-0001741221
| 2024-09-19T00:00:00
| 2024-10-04T00:00:00
|
BOR-00116313
|
emergency
|
Katsina
| 22,550.688581
| 0.009003
| 15
|
Renmoney
|
daily
|
informal
| 1
| 645
| false
| false
|
MICRO-0000015875
| 2024-07-22T00:00:00
| 2024-07-30T00:00:00
|
BOR-00412716
|
emergency
|
Edo
| 37,834.888681
| 0.005172
| 8
|
Carbon
|
daily
|
salaried
| 2
| 469
| false
| false
|
MICRO-0000329380
| 2023-07-03T00:00:00
| 2023-07-21T00:00:00
|
BOR-00052866
|
business
|
Akwa Ibom
| 22,568.70531
| 0.011671
| 18
|
LapoMFB
|
bi-weekly
|
informal
| 1
| 568
| false
| false
|
MICRO-0001903350
| 2024-12-19T00:00:00
| 2024-12-29T00:00:00
|
BOR-00083048
|
bills
|
Lagos
| 29,024.297108
| 0.010958
| 10
|
Renmoney
|
daily
|
informal
| 2
| 600
| false
| false
|
MICRO-0000965038
| 2023-08-22T00:00:00
| 2023-09-05T00:00:00
|
BOR-00803896
|
emergency
|
Lagos
| 7,274.40247
| 0.010626
| 14
|
ACCION MFB
|
daily
|
informal
| 2
| 585
| false
| false
|
MICRO-0000435666
| 2024-06-28T00:00:00
| 2024-07-10T00:00:00
|
BOR-00714496
|
business
|
Abuja (FCT)
| 5,583.518334
| 0.00866
| 12
|
LapoMFB
|
bi-weekly
|
self_employed
| 2
| 426
| false
| false
|
MICRO-0000804101
| 2024-07-16T00:00:00
| 2024-08-01T00:00:00
|
BOR-00276945
|
airtime
|
Lagos
| 21,946.191431
| 0.01029
| 16
|
Carbon
|
daily
|
informal
| 2
| 494
| false
| false
|
MICRO-0001493551
| 2022-09-22T00:00:00
| 2022-09-30T00:00:00
|
BOR-00243940
|
airtime
|
Ogun
| 8,613.767963
| 0.009612
| 8
|
Carbon
|
daily
|
self_employed
| 2
| 592
| false
| false
|
MICRO-0000502375
| 2022-12-16T00:00:00
| 2022-12-23T00:00:00
|
BOR-00879189
|
other
|
Ogun
| 6,123.616357
| 0.00845
| 7
|
Branch
|
weekly
|
informal
| 3
| 539
| false
| true
|
MICRO-0001771295
| 2022-09-03T00:00:00
| 2022-09-10T00:00:00
|
BOR-00393435
|
bills
|
Delta
| 12,050.210784
| 0.010675
| 7
|
LapoMFB
|
daily
|
informal
| 3
| 488
| false
| false
|
MICRO-0001023006
| 2024-03-23T00:00:00
| 2024-04-18T00:00:00
|
BOR-00382772
|
airtime
|
Abuja (FCT)
| 63,318.794551
| 0.011019
| 26
|
Renmoney
|
daily
|
informal
| 2
| 650
| false
| false
|
MICRO-0001162900
| 2022-12-25T00:00:00
| 2023-01-07T00:00:00
|
BOR-00704559
|
emergency
|
Abuja (FCT)
| 16,357.712513
| 0.006981
| 13
|
LapoMFB
|
monthly
|
informal
| 2
| 574
| false
| false
|
MICRO-0000647282
| 2024-12-17T00:00:00
| 2025-01-03T00:00:00
|
BOR-00044269
|
emergency
|
Kaduna
| 27,158.390454
| 0.006358
| 17
|
Renmoney
|
weekly
|
informal
| 2
| 386
| false
| false
|
MICRO-0001863809
| 2022-06-24T00:00:00
| 2022-07-08T00:00:00
|
BOR-00618953
|
emergency
|
Abuja (FCT)
| 47,306.099098
| 0.00884
| 14
|
FairMoney
|
daily
|
salaried
| 4
| 481
| false
| false
|
MICRO-0001182241
| 2022-10-10T00:00:00
| 2022-10-31T00:00:00
|
BOR-00258482
|
business
|
Edo
| 10,746.721974
| 0.010765
| 21
|
LapoMFB
|
bi-weekly
|
salaried
| 1
| 504
| true
| true
|
MICRO-0001081698
| 2023-08-21T00:00:00
| 2023-08-28T00:00:00
|
BOR-00616129
|
airtime
|
Lagos
| 19,719.288345
| 0.012034
| 7
|
Carbon
|
weekly
|
salaried
| 5
| 584
| false
| false
|
MICRO-0001092787
| 2023-07-10T00:00:00
| 2023-08-01T00:00:00
|
BOR-00603845
|
business
|
Benue
| 20,159.892558
| 0.012151
| 22
|
Renmoney
|
weekly
|
salaried
| 1
| 386
| false
| false
|
MICRO-0001697455
| 2024-01-19T00:00:00
| 2024-02-12T00:00:00
|
BOR-00671230
|
emergency
|
Kaduna
| 29,727.631544
| 0.013585
| 24
|
FairMoney
|
bi-weekly
|
salaried
| 1
| 638
| false
| false
|
MICRO-0000034127
| 2024-10-10T00:00:00
| 2024-10-20T00:00:00
|
BOR-00209131
|
business
|
Kaduna
| 47,693.602452
| 0.010241
| 10
|
ACCION MFB
|
daily
|
salaried
| 1
| 516
| false
| false
|
MICRO-0000177932
| 2024-02-02T00:00:00
| 2024-02-16T00:00:00
|
BOR-00002077
|
airtime
|
Lagos
| 7,879.558478
| 0.011635
| 14
|
Carbon
|
monthly
|
self_employed
| 0
| 657
| false
| false
|
MICRO-0001005383
| 2024-04-15T00:00:00
| 2024-05-01T00:00:00
|
BOR-00152449
|
business
|
Kano
| 19,602.387827
| 0.005714
| 16
|
Renmoney
|
weekly
|
self_employed
| 3
| 645
| false
| false
|
MICRO-0001048031
| 2022-12-20T00:00:00
| 2022-12-27T00:00:00
|
BOR-00203908
|
bills
|
Lagos
| 79,135.276789
| 0.005
| 7
|
Carbon
|
daily
|
informal
| 2
| 497
| true
| true
|
MICRO-0001025340
| 2024-03-02T00:00:00
| 2024-03-20T00:00:00
|
BOR-00529014
|
business
|
Rivers
| 24,460.679178
| 0.013037
| 18
|
FairMoney
|
daily
|
self_employed
| 4
| 626
| false
| false
|
MICRO-0000676503
| 2024-11-19T00:00:00
| 2024-11-30T00:00:00
|
BOR-00797580
|
business
|
Abuja (FCT)
| 7,944.614312
| 0.006739
| 11
|
FairMoney
|
monthly
|
informal
| 0
| 442
| false
| false
|
MICRO-0000139331
| 2024-05-10T00:00:00
| 2024-05-23T00:00:00
|
BOR-00741076
|
emergency
|
Enugu
| 36,660.786975
| 0.011687
| 13
|
Branch
|
monthly
|
self_employed
| 2
| 612
| false
| false
|
MICRO-0000368550
| 2023-10-25T00:00:00
| 2023-11-01T00:00:00
|
BOR-00930631
|
emergency
|
Abuja (FCT)
| 13,535.976406
| 0.007405
| 7
|
Carbon
|
weekly
|
informal
| 3
| 513
| false
| false
|
MICRO-0001980443
| 2024-05-23T00:00:00
| 2024-06-11T00:00:00
|
BOR-00360235
|
emergency
|
Kano
| 16,876.721754
| 0.009171
| 19
|
Carbon
|
bi-weekly
|
self_employed
| 0
| 544
| true
| true
|
MICRO-0001849829
| 2022-04-28T00:00:00
| 2022-05-18T00:00:00
|
BOR-00316487
|
business
|
Lagos
| 7,501.603583
| 0.008274
| 20
|
Renmoney
|
weekly
|
salaried
| 0
| 476
| true
| true
|
MICRO-0000190705
| 2023-07-05T00:00:00
| 2023-07-17T00:00:00
|
BOR-00989703
|
business
|
Katsina
| 8,413.660291
| 0.005
| 12
|
Renmoney
|
weekly
|
salaried
| 0
| 640
| false
| false
|
MICRO-0001742890
| 2022-06-27T00:00:00
| 2022-07-06T00:00:00
|
BOR-00408100
|
airtime
|
Rivers
| 24,826.666337
| 0.005
| 9
|
Carbon
|
weekly
|
informal
| 2
| 544
| false
| false
|
MICRO-0001471557
| 2023-01-02T00:00:00
| 2023-01-16T00:00:00
|
BOR-00655597
|
business
|
Abuja (FCT)
| 11,994.971143
| 0.007213
| 14
|
LapoMFB
|
daily
|
self_employed
| 3
| 627
| false
| false
|
MICRO-0000243212
| 2023-03-13T00:00:00
| 2023-03-27T00:00:00
|
BOR-00438269
|
business
|
Lagos
| 16,160.765394
| 0.008676
| 14
|
Branch
|
weekly
|
self_employed
| 0
| 609
| false
| false
|
MICRO-0001619848
| 2022-12-07T00:00:00
| 2023-01-02T00:00:00
|
BOR-00152625
|
business
|
Ogun
| 22,490.061963
| 0.00933
| 26
|
Renmoney
|
bi-weekly
|
salaried
| 2
| 484
| false
| false
|
MICRO-0001221938
| 2023-08-24T00:00:00
| 2023-09-05T00:00:00
|
BOR-00695851
|
airtime
|
Lagos
| 21,239.373517
| 0.016277
| 12
|
FairMoney
|
weekly
|
informal
| 0
| 343
| false
| true
|
MICRO-0000093806
| 2024-12-22T00:00:00
| 2024-12-29T00:00:00
|
BOR-00781114
|
business
|
Lagos
| 22,345.94266
| 0.0094
| 7
|
Branch
|
monthly
|
informal
| 2
| 570
| false
| false
|
MICRO-0000300322
| 2024-07-18T00:00:00
| 2024-08-09T00:00:00
|
BOR-00050027
|
business
|
Ogun
| 32,743.295016
| 0.005
| 22
|
LapoMFB
|
daily
|
informal
| 3
| 576
| false
| false
|
MICRO-0001646171
| 2023-08-15T00:00:00
| 2023-08-31T00:00:00
|
BOR-00230685
|
emergency
|
Delta
| 16,800.905235
| 0.013529
| 16
|
FairMoney
|
bi-weekly
|
salaried
| 2
| 470
| false
| false
|
MICRO-0000165445
| 2023-05-19T00:00:00
| 2023-06-06T00:00:00
|
BOR-00776606
|
airtime
|
Abia
| 24,736.06036
| 0.013199
| 18
|
LAPO
|
daily
|
self_employed
| 2
| 652
| false
| false
|
MICRO-0000174031
| 2023-07-07T00:00:00
| 2023-07-19T00:00:00
|
BOR-00619231
|
emergency
|
Jigawa
| 30,659.01104
| 0.007309
| 12
|
Renmoney
|
weekly
|
informal
| 3
| 597
| false
| false
|
MICRO-0000537551
| 2023-09-26T00:00:00
| 2023-10-06T00:00:00
|
BOR-00259614
|
bills
|
Lagos
| 12,298.420311
| 0.010505
| 10
|
LAPO
|
weekly
|
salaried
| 2
| 604
| false
| false
|
MICRO-0001912740
| 2023-06-11T00:00:00
| 2023-06-28T00:00:00
|
BOR-00799659
|
business
|
Kaduna
| 28,072.34779
| 0.008314
| 17
|
LAPO
|
daily
|
informal
| 1
| 618
| false
| false
|
MICRO-0000148147
| 2023-04-26T00:00:00
| 2023-05-05T00:00:00
|
BOR-00133951
|
business
|
Katsina
| 7,538.04089
| 0.006543
| 9
|
Renmoney
|
weekly
|
informal
| 2
| 500
| false
| true
|
MICRO-0001054310
| 2023-12-03T00:00:00
| 2023-12-18T00:00:00
|
BOR-00803833
|
emergency
|
Oyo
| 23,838.513954
| 0.013043
| 15
|
Branch
|
daily
|
self_employed
| 0
| 607
| false
| false
|
MICRO-0000841912
| 2023-12-31T00:00:00
| 2024-01-07T00:00:00
|
BOR-00714287
|
business
|
Abia
| 11,039.284856
| 0.011379
| 7
|
Renmoney
|
bi-weekly
|
informal
| 2
| 715
| false
| false
|
MICRO-0001982032
| 2024-06-13T00:00:00
| 2024-07-05T00:00:00
|
BOR-00234576
|
emergency
|
Abuja (FCT)
| 12,534.641887
| 0.01246
| 22
|
Branch
|
daily
|
informal
| 2
| 489
| false
| true
|
MICRO-0001899195
| 2024-08-26T00:00:00
| 2024-09-21T00:00:00
|
BOR-00370195
|
other
|
Kano
| 18,177.611582
| 0.012131
| 26
|
LAPO
|
weekly
|
unemployed
| 3
| 484
| true
| true
|
MICRO-0001547471
| 2022-04-17T00:00:00
| 2022-04-24T00:00:00
|
BOR-00039946
|
emergency
|
Lagos
| 25,682.075158
| 0.01734
| 7
|
Renmoney
|
bi-weekly
|
informal
| 3
| 512
| true
| true
|
MICRO-0001771312
| 2022-01-19T00:00:00
| 2022-02-14T00:00:00
|
BOR-00526642
|
airtime
|
Kano
| 5,000
| 0.007996
| 26
|
Branch
|
weekly
|
informal
| 2
| 612
| false
| false
|
MICRO-0001977393
| 2023-04-14T00:00:00
| 2023-04-28T00:00:00
|
BOR-00706439
|
emergency
|
Lagos
| 18,960.616135
| 0.008859
| 14
|
ACCION MFB
|
daily
|
unemployed
| 2
| 607
| false
| false
|
MICRO-0000737243
| 2022-06-07T00:00:00
| 2022-06-23T00:00:00
|
BOR-00729302
|
emergency
|
Lagos
| 39,811.743685
| 0.009297
| 16
|
LapoMFB
|
daily
|
informal
| 0
| 454
| true
| true
|
MICRO-0000012043
| 2022-02-15T00:00:00
| 2022-03-04T00:00:00
|
BOR-00219506
|
business
|
Enugu
| 43,958.270539
| 0.012162
| 17
|
LapoMFB
|
daily
|
salaried
| 2
| 409
| false
| false
|
MICRO-0001080012
| 2022-11-14T00:00:00
| 2022-11-21T00:00:00
|
BOR-00851108
|
business
|
Imo
| 30,475.351895
| 0.013578
| 7
|
LapoMFB
|
daily
|
unemployed
| 2
| 651
| true
| true
|
MICRO-0001211423
| 2024-10-08T00:00:00
| 2024-10-27T00:00:00
|
BOR-00409042
|
emergency
|
Lagos
| 6,809.910135
| 0.012948
| 19
|
Renmoney
|
daily
|
self_employed
| 2
| 571
| false
| false
|
MICRO-0001669506
| 2023-03-12T00:00:00
| 2023-03-28T00:00:00
|
BOR-00533797
|
airtime
|
Kano
| 15,367.818052
| 0.005
| 16
|
FairMoney
|
daily
|
informal
| 0
| 542
| false
| false
|
MICRO-0001456694
| 2022-05-19T00:00:00
| 2022-05-30T00:00:00
|
BOR-00414967
|
airtime
|
Lagos
| 32,409.72379
| 0.009948
| 11
|
LapoMFB
|
daily
|
salaried
| 3
| 525
| false
| false
|
MICRO-0000217550
| 2022-01-10T00:00:00
| 2022-01-23T00:00:00
|
BOR-00486097
|
emergency
|
Edo
| 7,017.291945
| 0.010989
| 13
|
ACCION MFB
|
daily
|
salaried
| 1
| 452
| false
| false
|
MICRO-0001808682
| 2022-02-10T00:00:00
| 2022-03-01T00:00:00
|
BOR-00216354
|
bills
|
Rivers
| 21,662.485997
| 0.012208
| 19
|
Renmoney
|
daily
|
self_employed
| 5
| 630
| false
| false
|
MICRO-0001924896
| 2024-11-10T00:00:00
| 2024-11-25T00:00:00
|
BOR-00779635
|
business
|
Imo
| 7,965.677583
| 0.013361
| 15
|
LAPO
|
weekly
|
salaried
| 0
| 496
| false
| false
|
MICRO-0000709056
| 2024-08-31T00:00:00
| 2024-09-11T00:00:00
|
BOR-00745806
|
emergency
|
Abuja (FCT)
| 11,118.787241
| 0.013545
| 11
|
Branch
|
bi-weekly
|
salaried
| 0
| 513
| true
| true
|
MICRO-0001941196
| 2022-09-12T00:00:00
| 2022-09-25T00:00:00
|
BOR-00921088
|
bills
|
Abuja (FCT)
| 23,101.888904
| 0.008653
| 13
|
LAPO
|
daily
|
informal
| 1
| 483
| false
| false
|
MICRO-0000171185
| 2023-05-21T00:00:00
| 2023-06-11T00:00:00
|
BOR-00879437
|
business
|
Rivers
| 35,335.642071
| 0.005
| 21
|
Renmoney
|
daily
|
salaried
| 1
| 624
| false
| false
|
MICRO-0000250015
| 2022-12-06T00:00:00
| 2022-12-21T00:00:00
|
BOR-00599523
|
emergency
|
Anambra
| 5,000
| 0.005
| 15
|
LAPO
|
bi-weekly
|
salaried
| 5
| 588
| false
| false
|
MICRO-0000741941
| 2023-04-28T00:00:00
| 2023-05-14T00:00:00
|
BOR-00320921
|
airtime
|
Osun
| 23,135.159312
| 0.007856
| 16
|
Branch
|
bi-weekly
|
informal
| 1
| 575
| false
| false
|
MICRO-0000284770
| 2023-09-06T00:00:00
| 2023-09-25T00:00:00
|
BOR-00644589
|
emergency
|
Akwa Ibom
| 20,268.655899
| 0.008678
| 19
|
Carbon
|
weekly
|
salaried
| 3
| 624
| false
| false
|
MICRO-0000292126
| 2024-02-21T00:00:00
| 2024-03-12T00:00:00
|
BOR-00954270
|
airtime
|
Oyo
| 11,183.830554
| 0.016486
| 20
|
ACCION MFB
|
daily
|
self_employed
| 4
| 565
| false
| false
|
MICRO-0001504523
| 2024-08-21T00:00:00
| 2024-09-01T00:00:00
|
BOR-00020401
|
airtime
|
Lagos
| 18,423.730857
| 0.010463
| 11
|
Branch
|
bi-weekly
|
informal
| 3
| 636
| false
| false
|
MICRO-0001822865
| 2023-08-04T00:00:00
| 2023-08-21T00:00:00
|
BOR-00595137
|
airtime
|
Kano
| 8,887.311488
| 0.005
| 17
|
Branch
|
weekly
|
informal
| 4
| 506
| false
| false
|
MICRO-0001243485
| 2022-12-31T00:00:00
| 2023-01-21T00:00:00
|
BOR-00543890
|
business
|
Imo
| 14,648.781154
| 0.011984
| 21
|
ACCION MFB
|
daily
|
unemployed
| 1
| 657
| true
| true
|
MICRO-0000141560
| 2023-05-08T00:00:00
| 2023-05-19T00:00:00
|
BOR-00001391
|
airtime
|
Abuja (FCT)
| 35,977.234563
| 0.009352
| 11
|
FairMoney
|
daily
|
informal
| 0
| 498
| true
| true
|
MICRO-0001699374
| 2023-05-21T00:00:00
| 2023-06-15T00:00:00
|
BOR-00699595
|
airtime
|
Lagos
| 6,166.591582
| 0.005
| 25
|
ACCION MFB
|
weekly
|
informal
| 2
| 582
| false
| false
|
MICRO-0001910355
| 2024-03-31T00:00:00
| 2024-04-11T00:00:00
|
BOR-00892328
|
business
|
Abuja (FCT)
| 40,501.592918
| 0.009965
| 11
|
LapoMFB
|
daily
|
unemployed
| 4
| 412
| true
| true
|
MICRO-0000746572
| 2024-08-19T00:00:00
| 2024-08-29T00:00:00
|
BOR-00586490
|
emergency
|
Kaduna
| 20,282.01533
| 0.013286
| 10
|
Carbon
|
daily
|
informal
| 3
| 555
| false
| false
|
MICRO-0001132555
| 2023-05-21T00:00:00
| 2023-06-10T00:00:00
|
BOR-00897538
|
airtime
|
Ogun
| 19,143.447244
| 0.00642
| 20
|
Carbon
|
daily
|
salaried
| 4
| 510
| false
| false
|
MICRO-0000484645
| 2022-10-30T00:00:00
| 2022-11-06T00:00:00
|
BOR-00580627
|
airtime
|
Ekiti
| 24,921.743804
| 0.010141
| 7
|
LapoMFB
|
weekly
|
salaried
| 2
| 601
| false
| false
|
MICRO-0000625142
| 2023-12-09T00:00:00
| 2023-12-30T00:00:00
|
BOR-00739345
|
emergency
|
Plateau
| 38,427.798807
| 0.007902
| 21
|
LAPO
|
bi-weekly
|
salaried
| 2
| 562
| false
| false
|
MICRO-0001923468
| 2023-12-06T00:00:00
| 2023-12-18T00:00:00
|
BOR-00809874
|
airtime
|
Ogun
| 13,019.781927
| 0.0142
| 12
|
Carbon
|
weekly
|
self_employed
| 1
| 630
| false
| false
|
MICRO-0001108749
| 2024-12-03T00:00:00
| 2024-12-10T00:00:00
|
BOR-00688042
|
airtime
|
Akwa Ibom
| 29,471.977543
| 0.009234
| 7
|
Carbon
|
weekly
|
self_employed
| 1
| 484
| false
| false
|
MICRO-0000881291
| 2024-07-16T00:00:00
| 2024-07-28T00:00:00
|
BOR-00300496
|
bills
|
Abuja (FCT)
| 20,236.745298
| 0.010507
| 12
|
LapoMFB
|
daily
|
salaried
| 2
| 547
| false
| false
|
MICRO-0001935834
| 2024-02-23T00:00:00
| 2024-03-12T00:00:00
|
BOR-00861547
|
business
|
Katsina
| 19,594.586518
| 0.01132
| 18
|
FairMoney
|
daily
|
salaried
| 2
| 604
| false
| false
|
MICRO-0000382207
| 2023-07-24T00:00:00
| 2023-07-31T00:00:00
|
BOR-00181531
|
business
|
Kano
| 25,507.821684
| 0.01237
| 7
|
Carbon
|
weekly
|
self_employed
| 2
| 530
| false
| false
|
MICRO-0001206460
| 2022-04-09T00:00:00
| 2022-05-03T00:00:00
|
BOR-00234958
|
business
|
Edo
| 25,119.621493
| 0.011357
| 24
|
Branch
|
daily
|
informal
| 3
| 687
| false
| false
|
MICRO-0001990530
| 2024-01-05T00:00:00
| 2024-01-12T00:00:00
|
BOR-00184453
|
business
|
Lagos
| 10,642.029834
| 0.008019
| 7
|
LapoMFB
|
daily
|
self_employed
| 0
| 398
| true
| true
|
MICRO-0001744972
| 2023-01-25T00:00:00
| 2023-02-10T00:00:00
|
BOR-00815573
|
airtime
|
Akwa Ibom
| 16,460.864686
| 0.014623
| 16
|
LAPO
|
monthly
|
informal
| 1
| 558
| false
| false
|
MICRO-0000521276
| 2024-04-09T00:00:00
| 2024-05-03T00:00:00
|
BOR-00132803
|
bills
|
Akwa Ibom
| 25,968.692462
| 0.010821
| 24
|
Renmoney
|
weekly
|
informal
| 2
| 460
| false
| true
|
MICRO-0001836581
| 2024-08-18T00:00:00
| 2024-09-05T00:00:00
|
BOR-00233967
|
airtime
|
Kwara
| 33,175.346247
| 0.008686
| 18
|
LapoMFB
|
weekly
|
informal
| 3
| 624
| false
| false
|
MICRO-0001129880
| 2023-05-19T00:00:00
| 2023-05-26T00:00:00
|
BOR-00796872
|
airtime
|
Osun
| 12,950.017634
| 0.009951
| 7
|
LapoMFB
|
monthly
|
self_employed
| 1
| 515
| true
| true
|
MICRO-0001899333
| 2024-08-26T00:00:00
| 2024-09-06T00:00:00
|
BOR-00292252
|
emergency
|
Oyo
| 23,415.892718
| 0.010276
| 11
|
Branch
|
daily
|
self_employed
| 2
| 541
| false
| false
|
MICRO-0001548034
| 2022-07-18T00:00:00
| 2022-08-09T00:00:00
|
BOR-00980219
|
airtime
|
Abia
| 19,964.480456
| 0.010491
| 22
|
ACCION MFB
|
weekly
|
self_employed
| 2
| 505
| false
| true
|
End of preview. Expand
in Data Studio
Micro Loans (₦5k-₦100k)
Dataset Description
Nigerian micro loans with default labels (₦5k-₦100k range)
This is a production-grade synthetic dataset with authentic Nigerian banking context, designed for micro-lending risk assessment, payday loan optimization, and financial inclusion analytics.
Key Features
- 🇳🇬 Nigerian Context: Real bank names, states, demographics
- 📊 ML-Ready Labels: Default flags at 30-day (15%) and 90-day (22%) windows
- ⚡ Large Scale: 2,000,000 rows
- 🎯 Realistic Distributions: Small lognormal amounts, high daily interest rates, short tenors
- 📅 Temporal Coverage: 2022-01-01 to 2024-12-31
Dataset Structure
Splits
- Train: 1,400,000 rows (70%)
- Validation: 300,000 rows (15%)
- Test: 300,000 rows (15%)
Schema
Key columns: loan_id, disbursement/maturity dates, borrower_id, loan_purpose, state, principal_ngn, interest_rate_daily, tenor_days, lender, repayment_frequency, employment_type, previous_loans_count, credit_score, default_30d, default_90d
Usage
from datasets import load_dataset
# Load full dataset
dataset = load_dataset("electricsheepafrica/nigerian_micro_loans")
# Load specific split
train_data = load_dataset("electricsheepafrica/nigerian_micro_loans", split="train")
Labels
- Type: Default flags at 30-day (15%) and 90-day (22%) windows
- Use Case: micro-lending risk assessment, payday loan optimization, and financial inclusion analytics
Nigerian Context
Nigerian micro-lenders (Carbon, FairMoney, Branch, LAPO MFB), typical use cases (airtime, emergency, bills), daily repayment schedules, and informal employment patterns.
Citation
@dataset{nigerian_banking_micro_loans,
title = {Nigerian Micro Loans (₦5k-₦100k)},
author = {Electric Sheep Africa},
year = {2025},
publisher = {Hugging Face},
howpublished = {\url{https://huggingface.co/datasets/electricsheepafrica/nigerian_micro_loans}}
}
License
Apache 2.0 - Free for commercial and research use.
Contact
- Organization: Electric Sheep Africa
- Collection: Nigeria Banking & Finance Datasets
- Downloads last month
- 26
Size of downloaded dataset files:
76.6 MB
Size of the auto-converted Parquet files:
76.6 MB
Number of rows:
2,000,000